Client Questionnaire For Non-Business Debtor

Section 1 - Basic Information

Part A.  Name and Address

Name:              

                        Last               First                       Middle

Telephone Number   Home:  Work:  

Have you used any other names in the past six years?   q  No    q  Yes    If yes, list other names:

Social Security Number:   ___  ___  ___  -  ___  ___  -  ___  ___  ___  ___

Address:                      

City:                   State:            Zip:     

County:         Have you lived at this address for at least 180 days? q  No   q  Yes

If you have a different mailing address, please list:

Mailing Address:          

City:                State:            Zip:     

Part B.  Name and Address of Spouse

If you are filing jointly with your spouse, fill in the following information about your spouse:

Name:            

                        Last               First                       Middle

Has your spouse used any other names in the past six years?   q  No    q  Yes    If yes, list other names:

Social Security Number:   ___  ___  ___  -  ___  ___  -  ___  ___  ___  ___

Address:            (if different from your address):       

City:                   State:     Zip:        County:

If your spouse has a different mailing address, please list:

Mailing Address:          

City:                State:            Zip:     

Part C.  Prior/Pending Bankruptcy Cases

Has a bankruptcy case been filed by you or against you in the last 6 years?  q  No    q  Yes

If yes, in which district of which state was the case filed?  _

Case Number: ______ Date filed:  _

Are there currently any bankruptcy cases pending against you, your business, your spouse, or your spouse’s business?    q  No    q  Yes

If yes, name of debtor:  Relationship to you: __

Case Number: ______ Date filed: ______ Judge:  ______

In which district of which state was the case filed?   

Exhibit "C" to the Voluntary Petition

Do you own or have possession of any property that poses or is alleged to pose a threat of imminent and identifiable harm to public health or safety?  q  No    q  Yes (If yes, please attach a list and description of the property.)


 

Section 2 - Property

Part A.  Real Estate  (Schedule A)

List all real estate which you own or are a joint owner of, even if you still owe money on the property.

 

 

 

 

 

Address and description of property

Owned by Husband, Wife, Joint or Community

Market Value

Your % ownership, or $ amount, if you and spouse are not sole owners

List all mortgages, home equity loans, and liens:

 

What is the $ value of the

loan, lien or mortgage?

Who issued the lien, loan or mortgage? (Name, Address of Institution)

Office Use Only

 

 

 

 

Exemptions?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Part B.  Personal Property (Schedule B)

For each type of property listed below, indicate whether you own any property of that category, and, if you do, fill in the remaining information.  You can think of the market value as the resale value.

Type of Property

Yes/ No

Description & Location

Husband, Wife, Joint, Community

Market Value

Office Use Only

 

Exemptions?

1.  Cash on hand

 

 

 

 

 

2.  Checking/Savings Account, Certificates of deposit, other bank accounts

 

 

 

 

 

3.  Security deposits held by utility companies, landlord

 

 

 

 

 

4.  Household goods, furniture, including audio, video, and computer equipment

 

 

 

 

 

5.  Books, pictures, art objects, records, compact discs, collectibles

 

 

 

 

 

6.  Clothing

 

 

 

 

 

7.  Furs and jewelry

 

 

 

 

 

8.  Sports, photographic, hobby equipment, firearms

 

 

 

 

 

9.  Interest in insurance policies-specify refund or cancellation value

 

 

 

 

 

10.   Annuities

 

 

 

 

 

11.   Interests in pension or profit sharing plans

 

 

 

 

 

12.   Stock and interests in incorporated/ unincorporated business

 

 

 

 

 

13.   Interests in partnerships/joint ventures

 

 

 

 

 

14.   Bonds

 

 

 

 

 

15.   Accounts receivable

 

 

 

 

 

16.   Alimony/family support to which you are entitled

 

 

 

 

 

17.   Other liquidated debts owed to you, including tax refunds

 

 

 

 

 

18.   Equitable or future interests or life estates

 

 

 

 

 

19.   Interests in estate of descendent or life insurance plan or trust

 

 

 

 

 

20.   Other contigent/ unliquidated claims, including tax refunds, counterclaims

 

 

 

 

 

21.   Patents, copyrights, other intellectual property

 

 

 

 

 

22.   Licenses, franchises

 

 

 

 

 

23.   Automobiles, trucks, trailers, and accessories.

 

 

 

 

 

24.   Boats, motors, and accessories

 

 

 

 

 

25.   Aircraft and accessories

 

 

 

 

 

 

26.   Office equipment, supplies

 

 

 

 

 

 

27.   Machinery, fixtures etc. for business

 

 

 

 

 

28.   Inventory

 

 

 

 

 

 

29.   Animals

 

 

 

 

 

 

30.   Crops-growing or harvested

 

 

 

 

 

31.   Farming equipment and implements

 

 

 

 

 

32.   Farm supplies, chemicals, feed

 

 

 

 

 

33.   Other personal property of any kind not listed.

 

 

 

 

 


 

Section 3 - Debts

List below all debts that you owe, or that creditors claim that you owe.

Type of Debt

1.  Creditor Name and Address

2.  Account Number, if any

3.  Date/range of dates when debt was incurred

4.  Contact person's name and address, if different

Amount owed

Name and address of codebtor, if any

What is debt for?

Is debt secured by any property?

Do you dispute the debt?

Office Use Only

 

Sched D, E or F?

Lawsuit pending?  Collection agency assigned?  Counsel for creditor?

Home loans/ mortgages

 

 

 

 

 

 

Car loans

 

 

 

 

 

 

Other bank loans

 

 

 

 

 

 

Personal loans

 

 

 

 

 

 

Student loans

 

 

 

 

 

 

Major credit card debts  (Visa, Am Ex, Mastercard, Discover) - continue on next page, if necessary

 

 

 

 

 

 

Unpaid credit

cards, (Visa, Am Ex, Mastercard, Discover) continued

 

 

 

 

 

 

Department store credit card debts

 

 

 

 

 

 

Other credit card debts (Gas cards, phone cards, etc.)

 

 

 

 

 

 

Unpaid medical bills

 

 

 

 

 

 

Unpaid utility bills

 

 

 

 

 

 

Unpaid rent

 

 

 

 

 

 

Unpaid taxes

 

 

 

 

 

 

Unpaid alimony or child support

 

 

 

 

 

 

Unpaid service fees

 

 

 

 

 

 

All other unpaid debts/bills

 

 

 

 

 

 


Section 4 - Unexpired Leases and Contracts (Schedule G)

List below any leases or contracts that are still current that you are a party to.  Include residential, car and business leases, and service or business contracts.

Nature and Description of Contract

Name and Address of Other Party or Parties

Date that Contract Expires

 

 

 

 

 

 

 

 

 

 

 

 


 

Section 5 - Current Income

Marital Status:

q Married

q Single

q Divorced

q Separated

q Widowed

List all dependents of you and your spouse, their ages, and their relationship to you:

 

Name

 

Age

Relationship

 

Part A. Debtor’s Income

 

Part B. Joint Debtor’s Income

1   What is your occupation? ________________

2   Name and address of your employer:

_______________________________________

_______________________________________

_______________________________________

3   How long have you been employed there?_____

4   What is the gross amount of your paycheck,before taxes, other deductions are taken out? $_______

5   How often do you get paid?     q once a week          q every two weeks                  q twice a month                         q once a month       q other_________________

6   Do you receive overtime pay outside of your salary?  If so, how much per month?   $________

7   How much is taken out of each paycheck for taxes and social security?   $___________

8   How much is taken out for insurance? $_______

9   How much for union dues?   $________

  10. Are there other deductions?  If so, what are they and how much? __________________________

Do you receive

a)      income from business operations outside of your regular paycheck listed above?  If so, what is the business and how much do you receive per month?

b)      income from real estate property?  If so, how much per month?     qNo   qYes  $_________

c)      interest or dividends?  If so, how much per month?     qNo  qYes   $_________

d)      alimony or family support payments for your use or for the care of your dependents?  If so, how much per month?     qNo  qYes  $_________

e)      social security or other forms of monetary government assistance? qNo  qYes  $__ ___

f)       retirement or pension money? qNo qYes$____

Do you have any other sources of income not listed?

 

1.  What is your spouse’s occupation?__________

2.  Name and address of your spouse’s employer:

_____________________________________

_____________________________________

_____________________________________

3.  How long employed there? _________________

4.  What is the gross amount of your spouse’s paycheck,  before taxes/other deductions? $_____

5.  How often does your spouse get paid?     q once a week      q every two weeks     q twice a month    q once a month q other_______

6.  Does your spouse  receive overtime pay outside of your  salary?  How much per month? $_______

7.  How much is taken out of each paycheck for taxes and  social security?   $___________

8.  How much is taken out for insurance?  $_______

9.  How much for union dues?   $________

10.  Are there other deductions?  If so, what are they and how much? __________________________

Does your spouse receive

a)      income from business operations outside of the regular paycheck listed above?  If so, what is the business and how much does your spouse receive per month?

b)      income from real estate property?  If so, how much per month?     qNo   qYes   $________

c)      interest or dividends?  If so, how much per month?     qNo  qYes   $_________

d)      alimony or family support payments for spouse’s use or for care of dependents?  If so, how much per month?  qNo  qYes  $_______

e)      social security or other forms of monetary government assistance? qNo  qYes $_______

f)       retirement or pension money? qNo qYes$____

Does your spouse have any other income not listed?

Are you or your spouse expecting any increase or decrease in salary of more than 10% next year?  If so, explain.


Section 6 - Current Expenses

Do you and your spouse maintain separate households?  q No   q Yes.  If so, fill one page out for your household and another for your spouse’s.

The following questions ask for your expenses each month.  If you are unsure of the amount you pay each month, but know the amount for a different period (per week, per day, every 2 months, etc.,), write in the amount and the frequency that you pay the amount.

Indicate how much you pay for each item each month…

1.  your rent or your home mortgage     $_________________

Does that amount include real estate taxes? q No   q Yes

Does it include property insurance? q No   q Yes

2.  electricity and heating     $_________________

3.  water and sewage     $_________________

4.  telephone service/long distance     $_________________

5.  Do you have any other utility bills?  If so, what, and how much per month?

__________________________________________________            $_________________

__________________________________________________            $_________________

6.  home maintenance, including repairs and general upkeep     $_________________

7.  food      $_________________

8.  clothing     $_________________

9.  laundry and dry cleaning     $_________________

10. medical and dental expenses    $_________________

11. transportation (not including car payments)     $_________________

12. entertainment, recreation, newspapers, magazines     $_________________

13. charitable contributions    $_________________

14. insurance not deducted from paycheck

a)      homeowner’s or renter’s insurance            $_________________

b)      life insurance            $_________________

c)      health insurance            $_________________

d)      auto insurance            $_________________

e)      other insurance_______________________            $_________________

15. taxes not deducted from paycheck    $_________________

16. installment payments for car, furniture, etc. (Specify)

__________________________________________________            $_________________

__________________________________________________            $_________________

17. alimony, maintenance, support paid to others    $_________________

18. payments for support of dependents not living at home    $_________________

19. expenses from operation of business    $_________________

20. other expenses not listed above  __________________________    $_________________

_________________________________________________            $_________________


 

Section 7 - Statement of Financial Affairs

If you are filing jointly with your spouse, include information about both you and your spouse.  If you are filing under chapter 12 or 13, and you are married and not separated, you must provide information about your spouse even if you are not filing jointly. 

If you have no information to report for a question, check the "NONE" box.

1       Income from employment or operation of business

State your gross income from employment or operation of a business:  If you have not received an income from employment during the two years immediately preceding this calendar year, check this box:

q  NONE

   Period  $ Amount      Source      Husband/Wife

    January 1 of this year through

    date of commencement of case

 

    Last year, (January 1 - December 31)

 

    The year before last,

    (January 1 - December 31)

 

1       Income other than from employment or operation of business

State the amount of income received other than from employment or operation of business during the two years immediately preceding the commencement of this case:

q  NONE

   Period  $ Amount      Source      Husband/Wife

    During the last year

 

    Year before last

 

 

3.      Payments to creditors

a.       List all payments on loans, installment purchases of goods or services, and other debts, aggregating more than $600 to any creditor made within 90 days immediately preceding the commencement of this case.

q  NONE

   Name and Address of Creditor   Dates of Payments   Amount paid   Amount still owed


 

b.  List all payments made within one year immediately preceding the commencement of this case to creditors who were "insiders".  ("Insiders" include your relatives, your business partners and their relatives, your corporations, or your affiliates.)

q  NONE

   Name and Address of Creditor

   and Relationship to You   Dates of Payments   Amount Paid   Amount Still Owed

 

 

 

 

 

4.      Suits, executions, garnishments and attachments

a. List all suits and administrative proceedings to which you are or were a party within one year preceding the filing of this case.

q  NONE

   Caption of Suit      Court or Agency   Status or

   and Case Number    Nature of Proceeding   and Location   Disposition

 

 

 

 

b.      Describe all property that has been garnished, seized, or attached under any legal or equitable process within one year immediately preceding the commencement of this case.

q  NONE

   Name and Address of Person/Company          Description

   for Whom the Property Was Seized (Creditor)   Date of Seizure   and Value of Property

 

 

 

 

5.      Repossessions, foreclosures, and returns

List all property that has been repossessed by a creditor, sold at a foreclosure sale, transferred through a deed in lieu of foreclosure, or returned to the seller, within one year immediately preceding the commencement of this case.

q  NONE

      Date of Repossession,      Description

   Name and Address of Creditor   Foreclosure, Transfer or Return    and Value of Property


 

6.      Assignments and receiverships

a.      Describe any assignment of property for the benefit of creditors made within 120 days immediately preceding the commencement of this case.

q  NONE

   Name and Address of Assignee   Date of Assignment   Terms of Assignment/Settlement

 

 

 

 

b.  List all property which has been in the hands of a custodian, receiver, or court-appointed official within one year immediately preceding the commencement of this case.

q  NONE

   Name and Address   Name and location of Court,   Date of   Description and Value

   of Custodian   Case Title and Number    Order   of Property

 

 

 

 

7.      Gifts

List all gifts or charitable contributions made within one year immediately preceding the commencement of this case except ordinary and usual gifts to family members aggregating less than $200 in value per individual family member and charitable contributions aggregating less than $100 per recipient.

q  NONE

   Name and Address        Date   Description

   of Recipient   Relationship to You, if Any   of Gift   and Value of Gift

 

 

 

 

8.      Losses

List all losses from fire, theft, gambling or other casualty within one year immediately preceding the commencement of this case or since the commencement of this case.

q  NONE

   Description and Value   Description of Circumstances and     

   of Property   Amount Covered by Insurance, if Any   Date of Loss


 

9.      Payments related to debt counseling or bankruptcy

List all payments made or property transferred by or on behalf of the debtor to any persons, including attorneys, for consultation concerning debt consultation, relief under the bankruptcy law or preparation of the petition in bankruptcy within one year immediately preceding the commencement of the case.

q  NONE

   Name and Address   Date of   Name of Person   Amount of Money/ Description

   of Payee   Payment   Who Paid, if Not You      and Value of Property    

 

 

 

 

10.   Other transfers, (including sale of your property)

List all other property, other than property transferred in your ordinary course of business or financial affairs, transferred either absolutely or as a security within one year immediately preceding the commencement of this case.

q  NONE

   Name and Address of Transferee    Description of Property

   and Relationship to you      Date of Transfer   Transferred and Value Received

 

 

 

 

11.   Closed financial accounts

List all financial accounts and instruments held in your name or for your benefit which were closed, sold, or otherwise transferred within one year immediately preceding the commencement of this case.

q  NONE

   Name and Address   Type and Number of   Amount and Date

   of Institution   Account & Final Balance   of Sale or Closing

 

 

 

12.   Safe deposit boxes

List each safe deposit or other box or depository in which you have or have had securities, cash, or other valuables within one year immediately preceding commencement of this case.

q  NONE

   Name and Address of     Name and Address of Those   Description   Date of

   Bank or Other Depository    With Access to Box or Depository   of Contents   Transfer, if Any


 

13.      Setoffs

List all setoffs made by any creditor, including a bank, against a debt or deposit of yours within 90 days preceding the commencement of this case.

q  NONE

   Name and Address of Creditor   Date of Setoff   Amount of Setoff

 

 

 

14.   Property held for another person

List all property that you hold or control that is owned by another person.

q  NONE

   Name and Address of Owner     Description and Value of Property   Location of Property

 

 

 

 

15.      Prior address of debtor

If you have moved within the two years immediately preceding the commencement of this case, list all residences during the last two years, excluding your present address.

q  NONE

   Address   Your Name at the Time   Dates of Occupancy

 

 

 

 

16. Spouses and Former Spouses

If you reside or resided in a community property state, commonwealth, or territory (including Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or Wisconsin) within the six-year period immediately preceding the commencement of the case, identify the name of your spouse and of any former spouse who resides or resided with you in the community property state.

q  NONE

      Name 

 

 

 

 

17. Environmental Information.

For the purpose of this question, the following definitions apply:

"Environmental Law" means any federal, state, or local statute or regulation regulating pollution, contamination, releases of hazardous or toxic substances, wastes or material into the air, land, soil, surface water, groundwater, or other medium, including, but not limited to, statutes or regulations regulating the cleanup of these substances, wastes, or material.

"Site" means any location, facility, or property as defined under any Environmental Law, whether or not presently or formerly owned or operated by the debtor, including, but not limited to, disposal sites.

"Hazardous Material" means anything defined as a hazardous waste, hazardous substance, toxic substance, hazardous material, pollutant, or contaminant or similar term under an Environmental Law

a. List the name and address of every site for which you received notice in writing by a governmental unit that it may be liable or potentially liable under or in violation of an Environmental Law. Indicate the governmental unit, the date of the notice, and, if known, the Environmental Law:

q  NONE

            Name and Address of   Date   Environmental

   Site Name and Address        Governmental Unit   of Notice Law  

 

 

 

 

b. List the name and address of every site for which you provided notice to a governmental unit of a release of Hazardous Material. Indicate the governmental unit to which the notice was sent and the date of the notice.

q  NONE

            Name and Address of   Date   Environmental

   Site Name and Address        Governmental Unit   of Notice Law  

 

 

 

 

c. List all judicial or administrative proceedings, including settlements or orders, under any Environmental Law with respect to which you are or were a party. Indicate the name and address of the governmental unit that is or was a party to the proceeding, and the docket number.

q  NONE

   Name and Address of

   Governmental Unit         Docket Number         Status or Disposition

 

 

 

 

18 . Nature, location and name of business

a. If the debtor is an individual, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning and ending dates of all businesses in which the debtor was an officer, director, partner, or managing executive of a corporation, partnership, sole proprietorship, or was a self-employed professional within the six years immediately preceding the commencement of this case, or in which the debtor owned 5 percent or more of the voting or equity securities within the six years immediately preceding the commencement of this case.

If the debtor is a partnership, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning and ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities, within the six years immediately preceding the commencement of this case.

If the debtor is a corporation, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning and ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities within the six years immediately preceding the commencement of this case.

q  NONE

            Taxpayer       Beginning and End

   Name       I.D. Number   Address   Nature of Business   Dates of Operation

 

 

 

 

b. Identify any business listed in response to subdivision a., above, that is "single asset real estate" as defined in 11 U.S.C. § 101.

q  NONE

      Name      Address                 

 

 

 

 


 

The following questions, #19-25, are only to be answered if you are a corporation or partnership or if you have been, in the six years immediately preceding this case, an officer, director, managing executive, or owner of more than 5% of the voting securities of the corporation; a partner, other than a limited partner, of a partnership; a sole proprietor, or otherwise self-employed.

 

19.      Books, records, and financial statements

a.  List all bookkeepers and accountants who, within the six years immediately preceding the filing of this bankruptcy case, kept or supervised the keeping of books of account and records.

q  NONE

   Name and Address         Dates Services Rendered    

 

 

 

 

b.  List all firms or individuals who, within the two years immediately preceding the filing of this bankruptcy case, have audited the books of account and records, or prepared a financial statement of the debtor.

q  NONE

   Name    Address   Dates Services Rendered    

 

 

 

 

c.  List all firms or individuals who, at the time of the commencement of this case, were in possession of your books of account and records.  If the records are not available, explain.

q  NONE

   Name and Address         Comments     

 

 

 

 

d.  List all financial institutions, creditors and other parties, including mercantile and trade agencies, to whom a financial statement was issued by the debtor within two years immediately preceding the commencement of this case.

q  NONE

   Name and Address         Date Issued      

 

 

 

 

 

20.  Inventories

a.  List the dates of the last two inventories taken of your property, the name of the person who supervised the taking of each inventory, and the dollar amount and basis of each inventory.

q  NONE

               Dollar Amount of Inventory

   Date of Inventory   Inventory Supervisor   (specify cost, market, or other basis)  

 

 

b.  List the name and address of the person possessing the records of each of the two inventories reported in a.) above.

q  NONE

   Date of Inventory   Name and Address of Custodian of Inventory Records    

 

 

21.  Current partners, officers, directors, and shareholders

a.  If your business is a partnership, list the nature and percentage of partnership interest of each member of the partnership.

q  NONE

   Name and Address         Nature of Interest   Percentage of Interest

 

 

b.  If your business is a corporation, list all officers and directors of the corporation, and each stockholder who directly or indirectly owns, controls, or holds 5 % or more of the voting securities of the corporation.

q  NONE

               Nature and Percentage

   Name and Address   Title      of Stock Ownership 

 

 

22.  Former partners, officers, directors and shareholders

a.  If your business is a partnership, list each member who withdrew from the partnership within one year immediately preceding the commencement of this case.

q  NONE

   Name and Address            Date of Withdrawal

 

 

b.  If your business is a corporation, list all officers or directors whose relationship with the corporation terminated within one year immediately preceding the commencement of this case.

q  NONE

   Name and Address   Title      Date of Termination  

 

 

23.  Withdrawals from a partnership or distributions by a corporation

If your business is a partnership or corporation, list all withdrawals or distributions credited or given to an insider, including compensation in any form, bonuses, loans, stock redemptions, options exercised and any other perquisite during one year immediately preceding the commencement of this case.

q  NONE

   Name and Address of     Date and Purpose   Amount of Money or Description   Recipient, and Relationship to You   of Withdrawal   and Value of Property    

 

 

 

24. Tax Consolidation Group.

If the debtor is a corporation, list the name and federal taxpayer identification number of the parent corporation of any consolidated group for tax purposes of which the debtor has been a member at any time within the six-year period immediately preceding the commencement of the case.

q  NONE

Name of Parent Corporation    Taxpayer Identification Number

 

 

 

25. Pension Funds.

If the debtor is not an individual, list the name and federal taxpayer identification number of any pension fund to which the debtor, as an employer, has been responsible for contributing at any time within the six-year period immediately preceding the commencement of the case.

q  NONE

Name of Pension Fund    Taxpayer Identification Number